Smart Treasury

CHLOM™ Smart Enterprise & Institutional Sovereign Wealth Fund (S-EISWF) Whitepaper

The Smart Enterprise & Institutional Sovereign Wealth Fund (S-EISWF) extends the CHLOM™ Smart Sovereign Wealth Fund (S-SWF) framework into the domain of corporate, institutional, and consortium-level asset governance. It transforms how enterprises, universities, governments, NGOs, and DAOs manage reserves, endowments, and strategic investment portfolios — blending AI risk management, compliance automation, decentralized governance, and programmable yield distribution.

CHLOM™ Smart Personal, Family, Trust & Estate Sovereign Wealth Fund (S-PFTESWF) Whitepaper

The Smart Personal, Family, Trust & Estate Sovereign Wealth Fund (S-PFTESWF) represents the most human-centered layer of CHLOM’s financial architecture. It merges AI-governed wealth preservation, programmable inheritance, and decentralized fiduciary management into a single trustless protocol designed for individuals, families, and private estates.

CHLOM™ Smart Small Business Sovereign Wealth Fund (S-SBSWF) Whitepaper

The Smart Small Business Sovereign Wealth Fund (S-SBSWF) extends the CHLOM™ Sovereign Wealth architecture into the micro- and SME economy. It is a community-scale liquidity and reserve system designed to let small enterprises, cooperatives, and independent creators pool assets, earn yield, and reinvest profits automatically through the Smart Capital Engine (SCE), Smart DeFi Engine (SDE), and Smart Tax Engine (STE).

CHLOM™ Smart Sovereign Wealth Fund (S-SWF) Whitepaper

The Smart Sovereign Wealth Fund (S-SWF) is CHLOM’s automated macro-finance and reserve-governance layer. It functions as a self-regulating, AI-driven treasury framework designed to manage multi-jurisdictional capital reserves, strategic investments, sustainability portfolios, and long-term ecosystem growth.

CHLOM™ Treasury & Economic Governance Whitepaper

The Treasury functions as the autonomous fiscal brain of CHLOM, integrating with the ADE (Attribution & Distribution Engine), DLA (Decentralized Licensing Authority), ACE (Adaptive Compliance Engine), and DAL (Decentralized Attestation & Adjudication Layer) to manage all liquidity, payouts, reserves, royalties, staking pools, and sustainability initiatives.

Smart Treasury: Architecture and Implementation

Comprehensive overview of the Smart Treasury in the CHLOM ecosystem, covering design goals, 30 core components, and a step-by-step implementation guide.